Life Insurance

Life insurance provides either a stated sum or a periodic income to your designated beneficiaries upon your death. Certain "life events" such as marriage, the birth of a child, or a change of jobs trigger the need to buy or add life insurance. It's important to know that life insurance can provide much more than just a pay-out upon death. Take a look at the "living benefits" this powerful financial vehicle can provide:
  • Builds cash value to cover future expenses, such as tuition, investments, vacations, bills and emergencies
  • Cash value can also be used as collateral for new loans
Of course when you die, the predetermined death benefit passes down to your heirs, tax-free, at the time of their greatest need. This income serves to protect your family's status and lifestyle, when you are no longer able to provide for them.

Deciding that you need life insurance is the first step. The next step, deciding what kind of life insurance, permanent or term, is where we can help.
 

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