Our company

We believe communication is the key to getting what you want, so we make it a point to meet one-on-one with clients to establish trust and a connection that lasts a lifetime. Since clients have a lot on their plate these days, and no time for language they don't understand, we speak in clear, simple terms. As a result, clients are better equipped to make smart decisions about their goals and discover proven solutions to help get them there. Contact us for a free consultation today!

  • Serving Californians Since 1994
  • Personalized Discovery To Define Your Specific Short & Long-Term Concerns (the stuff that keeps you up at night)
  • Cost-Saving Insurance & Financial Recommendations
  • Annual Reviews, Updates & Tweaking (if needed)
  • Free, Customized Life Insurance Quotes
  • Never Any Sales Pressure, Or Obligations
  • Instant Access To The New "Living Benefit" Plans
  • We Are National Brokers Who Make Carriers Compete For Your Business
  • Your Agent For Life!

We feel more covered now than with our other policies...and we saved money!

B.Mari, 32

Our Services

New Life Insurance Plans You Don't Have to Die to Use! The State of California recently approved a new type of life coverage plan. The Life Insurance industry, possibly wanting to draw attention to itself in the wake of the Affordable Healthcare Act, has created new plans that are sweeping the nation. Millions of these new Life Insurance plans, both Term and Permanent, are being purchased by Americans eager to take advantage of the many new "health benefits," most at no-cost.


Mortgage protection is a unique form of life insurance which appeals to homeowners. If you died unexpectedly, your plan would pay off your loan with tax-free cash. If you own a home, do you have enough life insurance to cover your loan balance and leave your family free of the burden of unpaid bills and living expenses? We can help you design an affordable plan for the life of your loan.


According to the College Board, composed of more than 5,900 schools, colleges and universities, a college degree can now cost from $52,000 to more than $130,000 ... and the cost is rising more than inflation! Thousands of parents now include life insurance as a major part of their overall financial strategy, and can safely access the funds needed to supplement college funding for their children on a tax-free basis.


If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services and they aren’t cheap. We use plans that do not require on-going payments. Contact us and we can show you everything you need to know.


Discover how to eliminate all debt, including your mortgage, in as little as 10 years. This proven, 100 year old strategy is not something you buy, but something you learn.


Insurance Carriers We Work With