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At Lifeguard Insurance Services we believe communication is key to providing the best protection for your family and your lifestyle. We make it a point to meet one-on-one with clients to establish trust and a connection that lasts a lifetime. Since clients have a lot on their plate these days, and no time for language they don’t understand, we speak in clear, simple terms. As a result, clients are better equipped to make smart decisions about their goals and discover proven solutions to help get them there. Contact Lifeguard Insurance Services for a free consultation today!

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New Life Insurance Plans You Don’t Have to Die to Use! The State of California recently approved a new type of life coverage plan. The Life Insurance industry, possibly wanting to draw attention to itself in the wake of the Affordable Healthcare Act, has created new plans that are sweeping the nation. Millions of these new Life Insurance plans, both Term and Permanent, are being purchased by Americans eager to take advantage of the many new “health benefits,” most at no-cost.
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Most people don’t know that their Term or Whole Life policies may qualify to be sold for maximum dollars if no longer needed. This is called a Life Settlement and is a legal transaction between you and the eventual buyer. Before you surrender a life insurance policy of any kind, call us and discover it’s true value. We will get you the best price for your unwanted policy.

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Mortgage protection is a unique form of life insurance which appeals to homeowners. If you died unexpectedly, your plan would pay off your loan with tax-free cash. If you own a home, do you have enough life insurance to cover your loan balance and leave your family free of the burden of unpaid bills and living expenses? We can help you design an affordable plan for the life of your loan.
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According to the College Board, composed of more than 5,900 schools, colleges and universities, a college degree can now cost from $52,000 to more than $130,000 … and the cost is rising more than inflation! Thousands of parents now include life insurance as a major part of their overall financial strategy, and can safely access the funds needed to supplement college funding for their children on a tax-free basis.
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If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services and they aren’t cheap. We use plans that do not require on-going payments. Contact us and we can show you everything you need to know.
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Contact us now to learn about comprehensive top-quality Medicare coverage options. We are happy to work with you to determine which Medicare options work best for your lifestyle, health and budget.
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Lifeguard Insurance Services has been Serving Californians Since 1994
We Are National Brokers Who Make Carriers Compete For Your Business